Cards
A card that knows its place
Metal cards aligned to your relationship, with the controls, multi-currency reach and discreet service to match how you actually spend.
Your Riesant card is an extension of your banking relationship rather than a product sold on its own. It is issued to align with your client tier, carries the controls and limits you set, and draws on the same multi-currency capability that underpins your accounts and payments.
Physical and virtual cards work together. You can spend in person or online, freeze and unfreeze in seconds, and adjust limits and permissions yourself, with our team available when a situation calls for judgement rather than a setting.
Capabilities
What this includes
Metal Cards by Tier
Riesant Select carries a brushed steel card, Riesant Private a polished navy metal card, and Riesant Private Wealth a hand-engraved, gold-edged card, each issued to reflect your relationship.
Virtual Cards
Issue virtual cards instantly for online use, subscriptions or a single merchant, keeping your primary card details private and easily contained.
Spend Controls & Limits
Set per-transaction and monthly limits and switch online, ATM and contactless use on or off, with changes applied immediately from your app.
Travel & Concierge Benefits
Higher tiers add travel cover, airport lounge access and a concierge for reservations, arrangements and the requests that do not fit a standard form.
Cards matched to your relationship
We do not offer a single card to everyone. The material, finish and accompanying benefits follow your client tier, so the card in your wallet is consistent with the service behind it. Riesant Select clients hold a brushed steel card; Riesant Private clients a polished navy metal card; and Riesant Private Wealth clients a hand-engraved, gold-edged card.
All cards are accepted internationally and support contactless and mobile-wallet payment. Whichever tier you hold, the card draws on the same account infrastructure, so balances, statements and controls remain in one place.
Control that sits in your hands
You decide how each card behaves. Freeze and unfreeze instantly if a card is misplaced, cap spending per transaction or per month, and enable or disable online, ATM and contactless use independently. Virtual cards let you ring-fence a subscription or a one-off purchase without exposing your main card.
When you travel, cards spend in local currency at interbank-style rates, settling to your base currency without the mark-ups typical of retail cards. Our team can review your arrangements before a longer trip and confirm limits are set appropriately.
Questions, answered
Which card will I receive?
Your card is determined by your client tier: brushed steel for Riesant Select, polished navy metal for Riesant Private, and a hand-engraved, gold-edged card for Riesant Private Wealth. As your relationship moves between tiers, your card is reissued to match.
How quickly can I freeze a card or change a limit?
Immediately. Freeze and unfreeze, adjust spend limits and toggle online, ATM or contactless use directly in your app, and the change takes effect at once. A frozen card stops new transactions while leaving existing standing instructions intact.
What rate applies when I spend abroad?
Foreign-currency spending is converted at interbank-style rates rather than retail card mark-ups, then settled to your base currency. Prevailing rates and any applicable fees are set out on our rates page.
What travel and concierge benefits are included?
Travel cover, airport lounge access and a personal concierge are available on Riesant Private and Riesant Private Wealth. The concierge handles reservations, travel arrangements and other requests, coordinating with your banker where it touches your wider affairs.
Related
You may also consider
Payments & Transfers
Send and receive across Europe and beyond, with euro payments in seconds, cross-border reach through SWIFT, and settlement times and fees you can see in advance.
Private Banking & Accounts
Multi-currency private accounts with a Maltese IBAN, a named banker and the discretion you would expect of a private bank.
Lending & Credit
Considered credit for established clients, structured around the balance sheet you already hold and the timing of the decisions in front of you.
Begin a conversation
Speak to a relationship manager
Tell us a little about your circumstances and we will arrange an introduction — discreetly, and without obligation.