What you have built, kept whole

Riesant arranges protection through a panel of insurer partners selected for their financial strength and their record on claims. We are not tied to a single underwriter and we do not retain commissions that would bias the advice; where remuneration arises it is disclosed. The aim is straightforward — appropriate cover, on clear terms, at a fair price.

Because we coordinate rather than manufacture, we can match each risk to the insurer best suited to it: a mainstream carrier for a principal residence, a specialist fine-art syndicate for a collection, a marine underwriter for a yacht. You retain one point of contact while benefiting from the depth of the wider market.

Cover only protects you if it keeps pace with your circumstances. Policies arranged through Riesant appear in your client portal next to your accounts, portfolios and facilities, with renewal dates and key terms set out plainly. Your relationship manager reviews them as part of the periodic relationship review, flagging gaps that emerge as assets, liabilities or family arrangements change.

This integration matters most at the joins. A new property, a drawdown against a Lombard line, the addition of an asset to a trust — each can alter what should be insured and for how much. Holding protection within the relationship means those changes are noticed rather than overlooked.

Not every exposure warrants cover, and over-insurance is its own form of cost. We begin by understanding where a loss would genuinely set you back, then concentrate protection there. For some clients that is straightforward life cover supporting an estate plan; for others it is a specialist policy for a single irreplaceable item. We work alongside your own tax and legal advisers so that cover, ownership and structure are consistent.